![]() » Transportation: gas, car insurance, oil change, tire rotations, general car maintenance, inspections, etc. Gifts for events during the month, and room for unexpected events that will happen during the month. » Debt: Student loans, credit cards, car payment, etc. » Entertainment: Netflix, Hulu, movies, date nights, etc. ![]() » Investments, savings, retirement accounts, 401K, IRA, etc. » Education: College expenses, tuition, books, supplies, etc. » Health: Health insurance, gym, prescriptions, supplements, co-pays, etc. » Utilities: Electric, heat, water, telephone, etc. » Food: Groceries, lunches, and eating out. A sample list of monthly expenses for a newlywed’s budget will include: And depending on your marriage and family, some of the benefits will be direct while others will be indirect. The above list is not all of the benefits a budget will provide for your marriage. » Reduces money stress, achieve financial goals by helping you to stay focused. ![]() ![]() » Reduces the chances of having money fights. » Identify areas where you are not using your money wisely. » Set financial goals and achieve them together. » Improve your communication skills that relate to money. In addition, it will open lines of communication that would not be there otherwise, and strengthen intimacy in your marriage by keeping you on the same page, sharing the financial burden and learn to communicate through the tough stuff.īeing united with your finances will help you build a strong foundation for your marriage and help you grow together! A monthly budget will help you to: Click To Tweet Benefits of creating a monthly budgetīy doing a budget and agreeing on your finances together, you will connect with each other in ways you never imagined.īecause the process of coming up with a budget and agreeing on finances with your spouse sets you up to work together as a team towards your financial goals. A budget will help you to direct where your money goes, and how you spend it before it disappears. ![]()
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